About Our Company

OHIO's Premier Mortgage Company

At American Home Mortgage Company / Kirsch & Associates Commercial Capital we get the job done—while Banks and other Brokers can’t.  Why?  Experienced, professional Loan Officers with a commitment of outrageous service for our customers. Our loan programs are safe and you will not have a pre-payment penalty with our mortgages.   We'll help you through the loan process and you will have a personal Loan Processor to work with you as well..   You’ll find our residential Mortgage rates typically the lowest in Ohio.  WE DO LOANS RIGHT!

Twelve Residential Lenders Fighting For Your Business

Daily, we receive twelve national wholesale residential lenders rates which are always lower than Banks.  Plus we offer outrageous service Banks cannot.  And are fees are comparable to Banks.  And we've never charged an application fee.  Banks charge non-refundable up-front application fees.  Since 1988,  American Home Mortgage Company has closed over One Half Billion Dollars of safe and secure loans.


Commercial Capital

We offer you the financial resources of the finest commercial lenders world-wide.  No matter the size or scope of your project—we can help!  Our minimum project starts from $100 Thousand  on up.  We have many resources of program options whether you are self- employed (90% loan to $500K and 90% to $2M), or purchasing a Rite Aid in Mississippi with conduit low rate financing.  We can help for acquisition, development, construction, permanent financing, multi-family, office, retail, medical, receivables, business start-ups, franchise, SBA products, hard money, $100K unsecured line of credit… and more… all this NATIONWIDE!

Remember one thing when you visit your bank.  Banks have only one set of underwriting guidelines.  At Kirsch & Associates Commercial Capital we offer the world in programs to fit your needs.   We offer Non-Recourse Loans and loans with no annual review. Banks do not! We put a summary presentation together and overnight the packages to National lenders to find  a lender, low rates and fees.  Banks do not do that.  And finally, if the loan officer you are speaking to (whether a banker or broker) cannot define what a Cap Rate is,  what a DSCR (debt service coverage ratio) is or what an economic approach to value is… It's time to contact us—the professionals at Kirsch & Associates Commercial Capital.

Customers For Life

We have a strong and genuine belief in the “customer for life principal” of doing business, which fuels our company.  Referrals from previous customers, real estate professionals, other financial intuitions and other professional associations continue to be the lifeblood of our business. Service sells!

 








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Programs, rates and APR subject to change. Locked rate in writing and credit approval.