About Our Company

Two Companies... Under One Roof!

At American Home Mortgage Company / Kirsch & Associates Commercial Capital we get the job done—when others can’t. Why? Our professional Loan Officers share a combined 115 years experience offering residential and commercial loan solutions, brokered with 151 different lenders. We can even help clients with bank turn-downs, or those who are self employed and do not show income or assets. You’ll find we typically offer the lowest residential rates and multiple commercial programs… local banks find it hard to compete with us. Our conduit relationships typically offer the longest terms and the lowest rates. WE DO LOANS RIGHT!

33 Lenders Fighting For Your Business

We often laugh at the big companies’ expensive advertising. If you look at any competitive mortgage guides, you'll see that banks always have the highest rates… Never the lowest! At American Home Mortgage Company we receive daily emailed rates of 33 different lenders so we can offer you the lowest mortgage rates in fixed, adjustable, interest only, minimum payment option arms, lot loans, new construction, equity lines of credit and the NEW 40 year amortized loans. We are aggressive on all products.

Commercial Capital

We offer you the financial resources of the finest commercial lenders world-wide. No matter the size or scope of the project—we can help! We do smaller projects too… from $100K on up, with many resources of program options whether you are self employed (100% loan to $500K and 90% to $2M), or purchasing a Rite Aid in Mississippi with conduit low rate financing. We can help for acquisition, development, construction, permanent financing, multi-family, office, retail, medical, receivables, business start-ups, franchise, SBA products, hard money, $100K unsecured line of credit… and more… all this NATIONWIDE!

Remember one thing when you visit your bank. Banks have only one set of underwriting guidelines. At Kirsch & Associates Commercial Capital we offer a world of programs to fit your needs. Why would anyone want a collateralization of all your properties? Why would anyone want an annual review? We offer Non-Recourse Loans and loans with no annual review. And finally, if the loan officer you are speaking to (whether a banker or broker) cannot define what a Cap Rate is, what a DSCR (debt service coverage ratio) is or what an economic approach to value is… It's time to contact us—the professionals at Kirsch & Associates Commercial Capital.

Customers For Life

We have a strong and genuine belief in the “customer for life principal” of doing business, which fuels our company. Referrals from previous customers, real estate professionals, other financial intuitions and other professional associations continue to be the lifeblood of our business. Service sells!

Professional Affiliations

Better Business Bureau
Business Exchange
Fleet Area Merchants Association
Greater Cleveland Mortgage Bankers
Lake Erie Landlord Association
Ohio Association of Mortgage Brokers
National Association of Mortgage Brokers
North Coast Builders Association
Slavic Village Development Corporation

American Home Mortgage Company. mb 800489. Privacy Policy: We’ve adopted a "No cookies” policy. Your information will never be sold.
Programs, rates and APR subject to change. Locked rate in writing and credit approval.