RATES:  Purchase or Refinance  01/25/2010



Conforming Rate Points APR Loan Range
OHIO BOND  30-Year Fixed.  Purchase.  3% Down
5.50
0
5.58
$50K - $261K
30 / 25 -Year Fixed
4.75
0
4.83
$75K - $417K
30 -Year Fixed (Interest Only)
0
0
0
$75K - $417K
20-Year Fixed
4.63
0
4.71
$75K - $417K
15-Year Fixed
4.25
0
4.35
$75K - $417K
10-Year Fixed
4.13
0
4.25
$75K - $417K
3/1 ARM  <= 2/2/6
3.88
0
3.96
$100k - $417K
5/1 ARM    <=5/2/5
3.75
0
3.83
  $100k-$417k
7/1 ARM   <=5/2/5
3.88
0
3.96
$100K - $417k
5/1 ARM I.O. <=5/2/5
3.88
0
3.96
$100K - $417K


Jumbo Loans   $417,001. to $650,000. 



Jumbo Loans Rate Points APR Loan Range
30-YEAR FIXED
5.88
0
5.96
$417K - $650K
30-YEAR FIXED
SUPER
JUMBO
Contact us!
$651K - $3mm
30-Year Fixed   (Interest Only)
call
0
0
$417K - $1mm
15-Year Fixed
5.25
0
5.35
$417K - $650K
1/1 JUMBO ARM    2/2/6
call
0
0
$417K - $650K
3/1  JUMBO ARM     2/2/5
call
0
0
$417K - $650k
3/1 JUMBO ARM 

(INTEREST ONLY)  2/2/5
call
0
0
$417K - $650k
5/1 JUMBO ARM   2/2/6  to $850k 
3.88
0
3.96
$417K - $850K
7/1 JUMBO ARM    2/2/6 to $850k  
4.25
0
4.33
$417K - $850k


Construction/Rehab.



Conforming to $417K Rate Points APR Loan Range
1-Year ARM
call
0
0
$100K - $417K
7/1 ARM Interest Only (less than 5/2/5)
call
0
0
$100K - $417K
30-Year Fixed
call
0
0
$100K - $417K
Jumbo to $650K Rate Points APR Loan Range
1-Year ARM
call
0
0
$417K - $650K
7/1 ARM Interest Only (less than 5/2/5)
call
0
0
$417K - $650K
30-Year Fixed
call
0
0
$417K - $650K
Apply On-Line.  It's easy and safe.
Residential Investor Loans Available (1-4 units).  Max, four Mortgages.  <=75%  1.50 point cost.  75.01-80%  3 points cost.   80.01-85% 3.250 points
Commercial Capital Available.  All property types.  Investor properties.  Rates in the 5's available

Calculators        (down for maintenance)


Mortgage Payment Schedule How much can I afford?
Pre-Pay Vs. Investment How does pre-pay change my loan?
Convertible Balloon Mortgage Refinance Calculator

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Programs, rates and APR subject to change. Locked rate in writing only and subject to credit approval.