There has never been a better time to access the equity in your home. Interest rates are at historic lows and property values are strong. Don’t miss out on this opportunity to lower your payment or pay off high interest rate credit cards with a cash-out refinance.*
We can help you lower your monthly debt payments or get cash-out for any reason. Apply online today!
* Please note: ALL home refinance mortgages require equity in the property.
| Loan Program | Why Choose It? | Key |
|---|---|---|
| Fixed 10, 15, 20, 25 or 30-Year | Stability over life of loan | Loans for up to 95% of your current home value |
| Cash Flow 30 | Four monthly payment options | From 1.00% ($50K – $2.5M) |
| 5 and 7-Year Balloon | You plan to stay in your home for a long time and want a lower rate | Reduced rate in exchange for limits on refinancing and early principal reduction for the first 5 or 7 years. Loans up to 100% of your current home value. |
| No Equity Loans | Avoid up-front costs | Loans up to 100% of your current home value |
| Low Equity Programs | You have only 3 - 5% equity in your home | No maximum. Income/earning restrictions and loan amounts up to $417K |
| Low Documentation | You have excellent credit and want to avoid paperwork | Very little paperwork. Loans up to 95% of your current home value. |
| Interest Only | Start out with a much lower payment | Rate adjustments every 1 or 6 months |
| Fixed Period ARM | You plan to move or refinance in a few years and want a fixed rate until then | Fixed rate for 3, 5, 7, or 10 years, then adjustments annually based on your financial index. |